Terms and Conditions

Last updated: September 10, 2026

These terms govern your use of grouplanebenefits.com. By using the site, you agree to them. If you do not agree, do not use the site.

What this site is

This is the website of Doge Financial LLC, an Oklahoma limited liability company doing business as GroupLane, an independent employee benefits agency in Tulsa, Oklahoma. In these terms, “GroupLane,” “we,” “us,” and “our” mean Doge Financial LLC dba GroupLane. The site describes our services and publishes general information about group health insurance, voluntary benefits, enrollment, and benefits administration.

What this site is not

Nothing on this site is an offer of insurance, a promise of coverage, or a quote. Coverage is available only through a policy issued by an insurance carrier, subject to that carrier's underwriting, eligibility rules, and policy terms.

Nothing on this site is legal, tax, accounting, or medical advice. Employee benefits touch ERISA, the Affordable Care Act, COBRA, HIPAA, and state insurance law. Consult your own attorney or tax advisor about your situation before acting.

Reading this site, submitting the contact form, or exchanging emails with us does not by itself create a broker-of-record relationship, an agency appointment, or any obligation on either side. Those are established in writing.

Licensing

Doge Financial LLC dba GroupLane is a licensed insurance producer. We can place coverage only in states where we hold a current license and carrier appointment. If you are outside those states, tell us and we will say so rather than proceed.

Accuracy of information

We work to keep the site accurate, but benefits law, carrier products, rates, and plan availability change. Articles and research pages reflect our understanding at the time they were written and are not updated continuously. Do not rely on a page here as current law or a current rate. Ask us and we will confirm.

Where we cite outside research, we identify the source so you can check it. We do not control those sources and are not responsible for their accuracy.

Your use of the site

You agree not to:

Content ownership

The text, articles, graphics, logos, video, and page design on this site belong to Doge Financial LLC dba GroupLane, except for third-party marks identified below. You may read, print, and share pages for your own business use. You may not republish them commercially or present them as your own work without our written permission.

Carrier names and logos shown on this site are the property of those carriers and appear only to identify companies we work with. Their appearance is not an endorsement of GroupLane by that carrier.

Third-party links

The site links to carrier sites, enrollment platforms, government resources, and research sources. We do not control them and are not responsible for their content, accuracy, or practices.

Communications

When you submit the contact form or give us your email address or phone number, you agree that we may contact you about your inquiry. How we handle that information, including mobile numbers and text messaging consent, is described in our Privacy Policy.

Disclaimer of warranties

The site is provided as is and as available. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Doge Financial LLC dba GroupLane will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost data, arising out of your use of this site. This limitation does not apply to obligations under a signed services agreement between us, which is governed by that agreement.

Indemnification

You agree to indemnify and hold Doge Financial LLC dba GroupLane harmless from claims arising out of your misuse of the site or your violation of these terms.

Governing law

These terms are governed by the laws of the State of Oklahoma, without regard to its conflict of laws rules. Any dispute arising out of these terms or your use of the site will be brought in the state or federal courts located in Tulsa County, Oklahoma, and you consent to that jurisdiction.

Changes to these terms

We may update these terms. When we do, we will change the date at the top of this page. Continuing to use the site after a change means you accept the updated terms.

Severability

If any part of these terms is found unenforceable, the rest remains in effect.

Contact us

Doge Financial LLC dba GroupLane
8990 S. Sheridan Rd., Suite B
Tulsa, OK 74133
918.417.2070
[email protected]

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